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We take care of the search, assessment & approval so that all you need to do is sit back and relax

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Our team are focused on achieving results from Property
purchase to Commercial equipment and livestock loans


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compare multiple lenders and on save your finance with Pure Capital

Compare lenders can help you to get great rate and save thousands ! compare Australia top lenders and save today !

Simple loan, single vision, solid results

How does  it all work?

We review your situation, identify the best products and get an approval in 24 to 48 hours*

find the right loan option to meet your specific needs allows make to you are in right direction .This will allow us to minimise delays and get you on your water sooner. Our experienced team of brokers are here to assist you through out the process starting from an initial free consultation to determine the best finance& insurance products to meet your needs.Once complete we’ll negotiate the terms and agreements with our panel of over 70+ lenders and help you to source your next asset or property purchase if you haven’t already sourced what you want.

Once this is done, we finalise the
documents get them over to you and
arrange settlement within 72 hours*.
Our motto at Pure Capital is that “Simple
Loans combined with a single vision will
create solid results”. Our team are able to
create these results time and time again
through advanced technology platforms,
enhancing their ability to process
applications and negotiate with lenders, a
passion for business development and
finance industry experience that allows
them to support the best decision
available to meet your needs.

Calculate your Repayment

Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764

This calculator is powered by Pure Capital
Finance, credit representative number 512764

Pure Capital's
Loans Products

We’re experts in Finance.

Whether you're an established business owner or new to the market, it's important to find people who are willing to roll up their sleeves and work with you.

We cover everything from everyday banking, purchasing land, buying a business or financing machinery, vehicles and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your business.

Flexible and reliable funding for your heavy plant

Whether you’re in manufacturing, mining or construction, we find the right loan or lease for your machinery or plant

Loans for heavy industry

Pure Capital helps businesses in manufacturing, mining and heavy industry finance mobile plant for construction, aviation and rail plant, energy industrial machinery, light industrial plant, commercial enterprise business machinery, and materials handling.

We tailor loans and leases for all types of heavy machinery and plant, working with you to find a product that helps your business. We connect with more lenders to give you more opportunity to save.

Flexible and affordable Plant finance

Whether you’re looking to buy new, refinance existing plant, or replace your old machinery or plant, Pure Capital has a range of commercial loan options, such as affordable and flexible chattel mortgages and commercial hire purchases.

We also help your business find the best deals and lowest finance rates on commercial leases. Choose from a tailored lease solution such as finance leases or operating leases.

Calculate, compare and save on plant & machinery finance

Finding a flexible and affordable deal on plant or machinery finance is crucial to heavy industry. Find out how much you can save by comparing our range of loans. Use our machinery and plant finance calculator and see the numbers.

Lender Product Name Advertised Rate Comparison Rate Monthly Repayment
Pure Capital Secured Plant and Machinery Loan 4.49% Variable 6.60% $ ---,---
BankWest Business FeeSaver Loan - Res Sec 5.80% Fixed 5.80% $ ---,---
BankSA Business Loan Variable 6.78% Variable 6.78% $ ---,---
ANZ Business Loan Variable - Res Sec 7.10% Variable 7.10% $ ---,---
Commonwealth Bank BBL Var Non-Res Sec 7.81% Variable 7.81% $ ---,---
Farm Loans Secured Agriculture Loan
$ ---,---
Monthly Repayment
BankWest Business FeeSaver Loan - Res Sec
$ ---,---
Monthly Repayment
BankSA Business Loan Variable
$ ---,---
Monthly Repayment
ANZ Business Loan Variable - Res Sec
$ ---,---
Monthly Repayment
Commonwealth Bank BBL Var Non-Res Sec
$ ---,---
Monthly Repayment

* The interest Rate of 4.49% p.a. with a comparison rate of 6.60% p.a. is based on a 5 year secured consumer fixed rate loan of $40,000. WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

See how we can help you with your finance

Navigating the plant and machinery finance process can be daunting. Your consultant assists with every facet of applying for plant and machinery finance, no matter what type of industry you’re in

Loans for heavy industry

Pure Capital offers some of the lowest rates on loans for plant that powers manufacturing, mining or construction sector.

Operating and finance leases

Stay on the cutting edge with our flexible and low rate operating and finance leases for your plant & machinery business.

You choose, we serve

We find loans for mobile plant and heavy machinery for aviation, rail, mining, shipping, heavy industry and much more.

No surprises

Project expenditure with fixed interest rates, repayment plans and flexible terms so you can get plant and keep your finances in control.

Your own consultant

You get your own consultant to help you through the plant machinery finance process, get all your finance questions answered.

100% finance

Keep your capital where it counts with 100% finance so you can gain critical plant and machinery to keep your cash flowing.

Client reviews

We are very proud of the service we provide and stand by every loan we issue. Read our testimonials from our happy customers.
Tom Davis

San Francisco, California

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Claire Silva

Kansas City, Missouri

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Tell us a bit about your business and your loan needs

We negotiate the best options for you based on your criteria.

Approved! Get ready to start spending the funds and grow your business.

Have you got a question about construction loan?

Make an informed decision about a construction loan with our FAQs

Do you help find finance for new businesses?

Yes – we help businesses new and old find finance for their machinery or plant.

Can we get more than 100% finance?

Yes – chattel mortgages and hire purchases give business the option to finance more than 100% of the value of their machinery to finance insurance, training or other setup costs.

I want to lease my plant but have an option to buy, can I?

Yes – finance leases and operating leases can give you the option to buy your plant or machinery at the end of your loan term, provided you settle the residual value payment.

My business operates in a specialised industry, can we get machinery finance?

Yes – we help businesses in aviation, rail, mining, construction and any business that requires heavy machinery gain finance for their operation.

Can I claim back depreciation on tax?

Yes – your commercial finance options allow you to claim GST, depreciation and interest on heavy plant or machinery purchases or leases. In some cases, you can claim the fuel input tax credit.



Whether you need $5k or $20m, we can get you the funds you need when you need it.


We compare over 70 lenders to find you the best possible rate for your financing needs


Setup your loan terms and a payment plan that suits you and your business.


With over 70 lenders, we can get you approved and funded quickly.


We compare over 70 lenders and even more loan options to find you the best solution.


Don’t let delays impact your business, find a solution in minutes and get funding fast.

Learn more about plant and machinery finance

Find out more about finance for heavy industry with our helpful guides

Buying new vs. used heavy plant

Heavy plant and machinery can prove expensive, especially for a new business trying to establish itself. Buying new plant adds to these initial setup costs significantly. However, it does create a tangible asset that has high value. Depreciation will occur, but at a slower rate relative to an older machine or plant. Even so, older plant, if well maintained, can serve just as well as new plant.

How to keep your equipment current

Many industries have to keep their machinery and plant up-to-date, sometimes as often as every year. An operating lease is effectively a “rental” lease that allows a heavy industry business access to current equipment when the old equipment wears out. Accountants treat operating leases as operating costs instead of liabilities. Some lenders allow exchange programs without adding to costs.

Should you lease or buy?

A business must look at its priorities when it comes to machinery and plant financing. Leasing is often cost effective if plant is required for the short term – a one-off construction project for example. It’s also cash-flow positive because it does not require spending your own capital. If depreciation of your machinery is measured in decades and not months or years, buying is often a better option. You create a performing asset, and even loan the machinery to others for a fee.

Using machinery finance as a redraw facility

Machinery and plant are major purchases by most measures, sometimes costing in excess of seven or eight figures. Many lenders offer packages that act as a business overdraft or redraw facility to finance other machinery plant or industrial equipment. Some lenders charge fees for drawing on your loan.

You should talk to a financial consultant to see if the benefits of redrawing outweigh the costs.

Want to work together?

Get answers and advice from people you want it from. Pure Capital’s team of specialists will help you to design and create awesome finance packages for your business.



We are connected member of finance Brokers Association of Australia (FBAA)


We use bank-level 256-bit encryption to make sure any information you share with us stays safe


our extensive security include traffic encryption, auditing, backups and encrypted signin information






with our network of over 70+ lender.we are the only Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers





your comparing loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.





with our network of over 70+ lender. we are the only Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers

Brand's You Can Trust

we are accredited with the most popular lender and insurers in Australia giving fear choice to compare

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It takes just 5 minutes on the phone for us to get you on your way to a personalized business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.