Get ready to grow your business

Stop searching for credit solutions

Start creating a strategy for success

Get the funds you need fast

We take care of the search, assessment & approval so that all you need to do is sit back and relax

Let's Chat to arrange your free Pre-Approval

Our team are focused on achieving results from Property
purchase to Commercial equipment and livestock loans

 

I agree to Terms & Conditions

compare multiple lenders and save on your finance with Pure Capital

Compare lenders can help you to get great rate and save thousands ! compare Australia top lenders and save today !

Simple loan, single vision, solid results

How does  it all work?

We review your situation, identify the best products and get an approval in 24 to 48 hours*

Finding the right loan option to meet your
specific needs us to make sure you are heading
in the right direction.This will allow us
to minimise delays and get you on your
way sooner. Our experienced team of
brokers are here to assist you throughout
the process starting from an initial free
consultation to determine the best finance
& insurance products to meet your needs.
Once complete we’ll negotiate the terms
and agreements with our panel of over
70+ lenders and help you to source your
next asset or property purchase if you
haven’t already sourced what you want.

Once this is done, we finalise the
documents get them over to you and
arrange settlement within 72 hours*.
Our motto at Pure Capital is that “Simple
Loans combined with a single vision will
create solid results”. Our team are able to
create these results time and time again
through advanced technology platforms,
enhancing their ability to process
applications and negotiate with lenders, a
passion for business development and
finance industry experience that allows
them to support the best decision
available to meet your needs.

Calculate your Repayment




Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764

This calculator is powered by Pure Capital
Finance, credit representative number 512764

Pure Capital's
Farm Loans Products

We’re experts in agribusiness.

Whether you're an established farmer or new to the land, it's important to find people who are willing to roll up their sleeves and work with you.

We cover everything from everyday banking, purchasing land, buying a farm or financing machinery, livestock and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your farm.

Keep your agribusiness ahead of the game with flexible finance

Better rates for financing tractors, harvesters, haymakers, irrigation, tillers and picking/grading equipment

Flexible agricultural loans and leases

Agribusiness is vital to Australia, and we offer a range of agricultural equipment loans and leases that come with low rates and flexible terms. We find you leases that help keep your operation at peak efficiency. Our consultants can set up finance leases and operating leases to secure your cash flow. Ask about adjustable loan repayments for seasonal agribusinesses, giving you greater peace of mind.

Flexible agricultural loans and leases

Agribusiness is vital to Australia, and we offer a range of agricultural equipment loans and leases that come with low rates and flexible terms. We find you leases that help keep your operation at peak efficiency. Our consultants can set up finance leases and operating leases to secure your cash flow. Ask about adjustable loan repayments for seasonal agribusinesses, giving you greater peace of mind.

Calculate, compare and save on your finance

Getting the best price and the most flexible terms is important to any business. That’s why we offer a free finance calculator, giving you the power to do the maths yourself and see how much you can save.

$
Lender Product Name Advertised Rate Comparison Rate Monthly Repayment
Farm Loans Secured Truck Loan 4.49% Variable 6.60% $ ---,---
BankWest Business FeeSaver Loan - Res Se 5.80% Fixed 5.80% $ ---,---
BankSA Business Loan Variable 6.78% Variable 6.78% $ ---,---
ANZ Business Loan Variable - Res Sec 7.10% Variable 7.10% $ ---,---
Commonwealth Bank BBL Var Non-Res Sec 7.81% Variable 7.81% $ ---,---
Farm Loans Secured Agriculture Loan
4.49%
Variable
6.60%
Comparision
$ ---,---
Monthly Repayment
BankWest Business FeeSaver Loan - Res Sec
5.80%
Fixed
5.80%
Comparision
$ ---,---
Monthly Repayment
BankSA Business Loan Variable
6.78%
Variable
6.78%
Comparision
$ ---,---
Monthly Repayment
ANZ Business Loan Variable - Res Sec
7.10%
Variable
7.10%
Comparision
$ ---,---
Monthly Repayment
Commonwealth Bank BBL Var Non-Res Sec
7.81%
Variable
7.81%
Comparision
$ ---,---
Monthly Repayment

* The interest Rate of 4.49% p.a. with a comparison rate of 6.60% p.a. is based on a 5 year secured consumer fixed rate loan of $40,000. WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

HOW IT WORKS

Tell us a bit about your business and your loan needs

We negotiate the best options for you based on your criteria.

Approved! Get ready to start spending the funds and grow your business.

ABOUT FARM LOANS

 

The right farm loan can provide you with the financial stability to sustain your business during seasonable fluctuations or grow your business. If you are looking for a loan to purchase land, equipment, product, or livestock, a farm loan could be a good option for you. Farm loans come in many forms, including secured, unsecured, equipment financing, overdrafts and more.

SEE HOW WE CAN HELP YOU WITH YOUR AGRICULTURE FINANCE

We are accredited with the most reputable lenders in Australia giving you a fair choice to compare.

Competitive agribusiness loans

Loans for farms and agribusiness starting at 5.51%p.a. Save on tax with chattel mortgages and hire purchases.

Flexible leasing options

Stay current with Pure Capital our low rate and structured operating and finance leases for your agriculture business.

We’re expert at agriculture

Our experienced consultants give you personalised service and help you at every stage of the agriculture finance process.

New or used plant

Buying new? Buying used? We finance it all. We can help you get approved for dealer or private agricultural plant.

100% finance

Don’t want to stop your cash flow? Pure Capital offers 100% finance for your agriculture business to approved applicants.

On your terms

We give agribusiness the option to extend their loan term beyond the standard 5 years – or shorten it to as little as 12 months.

Client reviews

We are very proud of the service we provide and stand by every loan we issue. Read our testimonials from our happy customers.
Tom Davis

San Francisco, California

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Claire Silva

Kansas City, Missouri

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Got a question about your agriculture loan?

Find answers to common questions about agriculture finance here

I run an agricultural business that needs specialised plant. Can I finance it?

Yes – Pure Capital helps all types of farms and agribusinesses find flexible and affordable loans for all types of plant, from tractors to haymakers to skid steer loaders and more.

My business is new. Can I apply for equipment finance?

Yes – We have helped many startups and micro-businesses find the equipment finance that they require. You get the right service and the right products, every time.

I want to lease equipment, but have the option to buy – is that possible?

Yes – finance leases give you the option to buy the equipment outright at the end of the lease term. Ask your consultant to find out how you can achieve your business goals with a finance lease.

Can I claim tax and other deductions back?

Yes – most agribusiness equipment leases and loans allow for GST and interest claims back on your tax. Ask one of our consultants for guidance.

I run a seasonal agribusiness. Can I apply for agricultural finance?

Yes – many of the lenders we deal with offer products with flexible repayment terms that cater to seasonal and harvest-based agribusiness.

THE BENEFITS – GET FUNDED WITH PURE CAPITAL

LOANS BETWEEN $5K-20M

Whether you need $5k or $20m, we can get you the funds you need when you need it.

COMPETITIVE RATES

We compare over 70 lenders to find you the best possible rate for your financing needs

FLEXIBLE TERMS

Setup your loan terms and a payment plan that suits you and your business.

HIGH APPROVAL

With over 70 lenders, we can get you approved and funded quickly.

OVER 70 LENDERS

We compare over 70 lenders and even more loan options to find you the best solution.

ANSWER IN 2 MINUTES

Don’t let delays impact your business, find a solution in minutes and get funding fast.

Helpful guides to agricultural finance

Use our helpful guides below to learn more about agriculture finance and how it impacts the agricultural industry.

Buying new vs. used agricultural machinery

Keeping a farm operating requires a lot of work and a lot of capital. Buying used agricultural machinery may be a viable option, especially if you’re facing a bigger than expected harvest. Depreciation may occur faster, but it will get the job done. Buying new means high residual value in your asset, and lower maintenance costs as parts and machinery is factory fresh. If you decide to rotate crops or move into different commodities, you can sell for more.

Leasing equipment vs. buying

A major decision for any farmer or agribusiness manager is to lease or buy farm equipment. Buying creates an asset on the books, which can count towards your profits. You can also claim depreciation, tax and other benefits. However, if your farm or agribusiness needs more flexibility, operating or finance leases may be preferable. This gives you the opportunity to switch out existing equipment within a given time frame, so you’re always using new or near-new equipment.

Agribusiness loans – how they differ

In contrast to other types of commercial loans, Agribusiness is often dependent on seasonal income, so banks and lenders accommodate repayments when cash flow is better – around harvest time. Terms can vary from three months up to thirty years; especially when some equipment can cost six to seven figures. One can separate the loan into interest only (with a balloon payment due at term) or principal and interest, like most other loans. Some loans also come with a redraw facility.

Buying agriculture equipment after lease

Many agribusinesses lease their equipment with an operating or finance lease as it suits their aims and method of operation. However, once a lease term concludes, a farm or agribusiness has the option to buy their equipment outright, if it suits their financial position and goals. The usual method is to pay out the residual value of the equipment leased. Though this is a lump sum, your business can finance this using a variety of commercial agribusiness loan products.

WHY CHOOSE PURE CAPITAL

GET TO ‘YES’

 

WE HAVE A BUSINESS LOAN FOR EVERY AUSTRALIAN BUSINESS

 

with our network of over 70+ lender.we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers

GET THE RESULT YOU DESERVE

 

EASILY COMPARE BUSINESS LOAN RATE, TERMS & FREE FOR FEES!

 

your farm loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.

TRUSTED EXPERT IN YOUR CORNER

 

UNDERSTAND YOUR BUSINESS LOAN OPTION TODAY & UNLOCK BETTER TOMORROW

 

with our network of over 70+ lender. we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers

INDUSTRY RECOGNIZED & SECURE

ACCREDITATION

We are connected member of finance Brokers Association of Australia (FBAA)

SECURITY

We use bank-level 256-bit encryption to make sure any information you share with us stays safe

COMPLIANCE

our extensive security include traffic encryption, auditing, backups and encrypted signin information

Brand's You Can Trust

We are accredited with the most lenders and insurers in Australia, giving you more options to compare and save!

Apply for a farm loans.

By submitting your details below we will be in touch shortly.

 

It takes just 5 minutes on the phone for us to get you on your way to a personalized business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.