Get ready to grow your business

Stop searching for credit solutions

Start creating a strategy for success

Get the funds you need fast

We take care of the search, assessment & approval so that all you need to do is sit back and relax

Let's Chat to arrange your free Pre-Approval

Our team are focused on achieving results from Property
purchase to Commercial equipment and livestock loans

 

I agree to Terms & Conditions

compare multiple lenders and on save your finance with Pure Capital

Compare lenders can help you to get great rate and save thousands ! compare Australia top lenders and save today !

Simple loan, single vision, solid results

How does  it all work?

We review your situation, identify the best products and get an approval in 24 to 48 hours*

find the right loan option to meet your specific needs allows make to you are in right direction .This will allow us to minimise delays and get you on your water sooner. Our experienced team of brokers are here to assist you through out the process starting from an initial free consultation to determine the best finance& insurance products to meet your needs.Once complete we’ll negotiate the terms and agreements with our panel of over 70+ lenders and help you to source your next asset or property purchase if you haven’t already sourced what you want..

Once this is done, we finalise the
documents get them over to you and
arrange settlement within 72 hours*.
Our motto at Pure Capital is that “Simple
Loans combined with a single vision will
create solid results”. Our team are able to
create these results time and time again
through advanced technology platforms,
enhancing their ability to process
applications and negotiate with lenders, a
passion for business development and
finance industry experience that allows
them to support the best decision
available to meet your needs.

Calculate your Repayment




Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764

This calculator is powered by Pure Capital
Finance, credit representative number 512764

Pure Capital's
Loans Products

We’re experts in Finance.

Whether you're an established business owner or new to the market, it's important to find people who are willing to roll up their sleeves and work with you.

We cover everything from everyday banking, purchasing land, buying a business or financing machinery, vehicles and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your business.

Green loans that are made for you.

With low rates and flexible terms, we’ve designed a green loan that is tailored to your needs and not the other way around.

Loan amount

Borrow between $5000 and $250,000 for any Green sanctioned vehicle , solar panel and wind turbine

Fixed & variable rates

Our loans can match your long or short term goals with fixed (3 years and over) or variable rates (2 years and under).

Personalised rates

We calculate your estimated personalised rate within 1 minute, with no impact on your credit score.

Fast online approvals

Get your personalised estimate back in 1 minute, complete an application in 5 minutes, your loan approved in 24 hours.

No early repayment fees

We don’t punish you for paying off your loan faster. Our loans have no early repayment fees, so you can save more.

Flexible loan terms

We offer flexible loan terms from 6 months to 5 years so you can tailor your repayments to suit your needs.

Getting a green loan is as easy as 1, 2, 3.

Estimate

Takes 1 minute and won’t impact your credit score

Application

Takes 5 minutes and can conveniently be done online

Approval

You may be instantly conditionally approved

Installation

Funds will be transferred directly to the installer or vehicle seller

WHY CHOOSE PURE CAPITAL

GET TO ‘YES’

 

WE HAVE A BUSINESS LOAN FOR EVERY AUSTRALIAN BUSINESS

 

with our network of over 70+ lender.we are the only Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers

GET THE RESULT YOU DESERVE

 

EASILY COMPARE BUSINESS LOAN RATE, TERMS & FREE FOR FEES!

 

your comparing loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.

TRUSTED EXPERT IN YOUR CORNER

 

UNDERSTAND YOUR BUSINESS LOAN OPTION TODAY & UNLOCK BETTER TOMORROW

 

with our network of over 70+ lender. we are the only Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers

Client reviews

We are very proud of the service we provide and stand by every loan we issue. Read our testimonials from our happy customers.
Tom Davis

San Francisco, California

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Claire Silva

Kansas City, Missouri

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

HOW IT WORKS

Tell us a bit about your business and your loan needs

We negotiate the best options for you based on your criteria.

Approved! Get ready to start spending the funds and grow your business.

Have you got a question about greenloan?

Make an informed decision about green finance with our green loan FAQs

What is a green loan?

A green loan is a type of unsecured or secured loan that can be used to fund the purchase and installation of approved clean energy products, helping you lower your power bills while supporting the health of the planet.

RateSetter green loans can provide a lower interest rate than traditional personal loans or credit cards, and with terms of up to 7 yeras, offer affordable repayments to help more homeowners access the benefits of clean energy technology.

What can I use a green loan for?

Green loans can only be used to fund the purchase and installation of energy efficient products. They include:

It’s important to note that not all products in the above categories are eligible for a green loan (or government subsidy). Renewable energy products must meet strict standards of efficiency and performance. To find out if a specific product is eligible, it’s best to consult your green loan provider.

Green loan providers usually work with an approved list of product suppliers, installers, and other contractors. Ordinarily, the approved contractor will carry out work on your property and then submit their invoices directly to the green loan provider. This means that you can avoid borrowing any more than you need. Instead, you repay only the cost of the product itself plus interest. Green loans tend to have terms that are comparable to those of personal loans: for example with RateSetter, you can pay your green loan back over three to seven years.

We’ll pay funds into your nominated bank account on the next business day following your loan acceptance. This gives you the flexibility to manage and pay for your green costs any way you like.

How much does a green loan cost?

Green loans generally have three components that that affect the total cost over the life of the loan:

  • the interest rate (this may be fixed or variable)
  • a one-time establishment fee
  • ongoing fees (such as account maintenance fees, late payment fees, and other charges)

These costs are often combined to create a comparison rate that represents the total price of a loan. This allows you to compare different green loans to find the one that best suits your needs.

For an overview of fees and charges (including interest rates) associated with RateSetter’s green loans, see the table below:

Term 3 yr 4 yr 5 yr 6 yr 7 yr
Loan type Fixed Fixed Fixed Fixed Fixed
Interest rate 6.92% 6.92% 6.92% 6.92% 6.92%
Comparison rate* from 9.73% from 9.07% from 8.89% from 8.74% from 8.67%
Credit Assistance Fee from $300 from $300 from $300 from $300 from $300
Monthly fees from $3 from $4 from $4 from $4 from $4
Early Repayment Fees $0 $0 $0 $0 $0

*Comparison rate for 3 year loans are on an unsecured renewable energy loan of $10,000 over a 36 month term. Comparison rates for 4, 5, 6 and 7 year loans are based on an unsecured renewable energy loan of $30,0000 over a 60 month term. Comparison rates shown assume customer with an excellent credit history. Rates current as at 29/05/2019. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates, Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Am I eligible for a green loan?

RateSetter provides secured and unsecured green loans to Australian-residents. You can borrow for any worthwhile purpose, including purchasing a carhome improvementsconsolidating debtplanning your dream wedding or travel. Save time before applying by making sure:

  • You are aged 21 or over
  • You are an Australian citizen or permanent resident
  • You have a regular source of income that you can demonstrate
  • You have a good credit history

To see if you may qualify for a RateSetter green loan, you can get a RateEstimate, it only takes 1 minute and won’t affect your credit score. If you request a RateEstimate, we will ask you a few questions so we can calculate an initial estimate of your borrowing potential, and the rates, fees and charges that may apply to your loan.

In making a final decision, we consider a number of factors, including your credit file as provided to us by Equifax or Illion, our credit bureau partners. If you would like more information regarding your credit file, you should contact Equifax and Illion directly.

What do I need to apply?

To apply for a RateSetter green loan, you will need to complete our identity verification process successfully. To complete identity verification you will need to provide one or more of the following documents:

  • Australian State or Territory-issued drivers licence
  • Australian or foreign passport
  • Address verification document such as a utility bill or tenancy agreement

These details can either be entered on our website during the application process and automatically verified online or you can upload as part of the application process.

When assessing your application, we are looking for evidence of how suitable a loan is to your current circumstances. Among other things, we’ll assess your:

  • Employment stability;
  • Income;
  • Expenses;
  • Repayment history;
  • Credit bureau information; and
  • Other details you communicate to us.

You will also be asked to verify your income and expenses, and may be asked to provide supporting documentation such as bank statement information or payslips. The documents you will need to provide will be displayed to you during the application process.

THE BENEFITS – GET FUNDED WITH PURE CAPITAL

LOANS BETWEEN $5K-20M

Whether you need $5k or $20m, we can get you the funds you need when you need it.

COMPETITIVE RATES

We compare over 70 lenders to find you the best possible rate for your financing needs

FLEXIBLE TERMS

Setup your loan terms and a payment plan that suits you and your business.

HIGH APPROVAL

With over 70 lenders, we can get you approved and funded quickly.

OVER 70 LENDERS

We compare over 70 lenders and even more loan options to find you the best solution.

ANSWER IN 2 MINUTES

Don’t let delays impact your business, find a solution in minutes and get funding fast.

What is eligible for a Green Loan?

Green Rated Vehicles with a Combined Tailpipe CO2 rating below 150g/km details found www.greenvehicleguide.gov.au

All Solar /photovoltaic (PV) panels  are eligible

All Battery systems to store solar energy are eligible

All Solar hot water systems are eligible

All solar pool heaters are eligible

All solar hydronic heat pump system are eligible

All rainwater tanks and water pumps are eligible

All grey water treatment system are eligible

Insulation levels must be above minimum level for geographical area http://yourhome.gov.au/passive-design/insulation

Certified double glazing for windows

Split systems, evaporative cooler or high star rated zoned air conditioner – minimum energy rating 4 out of 6 stars or minimum 6 out of 10 stars

Gas, solar, hydronic or reverse cycle air conditioners with a minimum 4 star rating out of 6 or minimum 6 star rating out of 10

Energy efficient white goods and appliances – Minimum 4.5 stars out of 6 or minimum 6 star rating out of 10

Water efficient white goods and appliances – minimum 4.5 star rating out of 6

Highly efficient electric heaters – minimum 5 stars out of 6

Want to work together?

Get answers and advice from people you want it from. Pure Capital’s team of specialists will help you to design and create awesome finance packages for your business.

INDUSTRY RECOGNIZED & SECURE

ACCREDITATION

We are connected member of finance Brokers Association of Australia (FBAA)

SECURITY

We use bank-level 256-bit encryption to make sure any information you share with us stays safe

COMPLIANCE

our extensive security include traffic encryption, auditing, backups and encrypted signin information

Brand's You Can Trust

we are accredited with the lenders and insurers in Australia giving more options to compare and save

Apply for a Green Loan.

By submitting your details below we will be in touch shortly.

 

It takes just 5 minutes on the phone for us to get you on your way to a personalized business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.