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We take care of the search, assessment & approval so that all you need to do is sit back and relax

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Our team are focused on achieving results from Property
purchase to Commercial equipment and livestock loans


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compare multiple lenders and save on your finance with Pure Capital

Compare lenders can help you to get great rate and save thousands ! compare Australia top lenders and save today !

Simple loan, single vision, solid results

How does  it all work?

We review your situation, identify the best products and get an approval in 24 to 48 hours*

Finding the right loan option to meet your
specific needs us to make sure you are heading
in the right direction.This will allow us
to minimise delays and get you on your
way sooner. Our experienced team of
brokers are here to assist you throughout
the process starting from an initial free
consultation to determine the best finance
& insurance products to meet your needs.
Once complete we’ll negotiate the terms
and agreements with our panel of over
70+ lenders and help you to source your
next asset or property purchase if you
haven’t already sourced what you want.

Once this is done, we finalise the
documents get them over to you and
arrange settlement within 72 hours*.
Our motto at Pure Capital is that “Simple
Loans combined with a single vision will
create solid results”. Our team are able to
create these results time and time again
through advanced technology platforms,
enhancing their ability to process
applications and negotiate with lenders, a
passion for business development and
finance industry experience that allows
them to support the best decision
available to meet your needs.

Calculate your Repayment

Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764

This calculator is powered by Pure Capital
Finance, credit representative number 512764

Pure Capital's
Loans Products

We’re experts in Finance.

Whether you're an established business owner or new to the market, it's important to find people who are willing to roll up their sleeves and work with you.

We cover everything from everyday banking, purchasing land, buying a business or financing machinery, vehicles and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your business.

Ensuring cash flows into your business

Invoice financing avoids the headaches of waiting for payment and gives you peace of mind

Get Paid Instantly Instead of “Someday”

Invoice financing helps businesses make predictable moves and better decisions. We can free up access of capital by providing up to 85% of the value of unpaid invoices on the spot; instead of when terms are due. This gives small businesses the peace of mind and regularity of cash flow to help them manage their day-to-day expenses, payroll, or bankroll inventory. We can finance invoices ranging from $10,000 up to $1 million.

Flexibility, security, and growth-minded

According to ASIC, 46% of all company failures occurred due to inadequate cash flow (2015/16). When small business is kept waiting for funds to come in, shortfalls can snowball and cause trouble. Invoice financing is a fast and easy utility that uses an invoice as a security to forward you cash instantly. Funds are available within 24 hours, and a dedicated consultant is on call to help you through the process

Invoice financing the Pure Capital way

Business consultants and expertise that help your business grow

Cashflow funding

We work with all businesses to get invoice finance approved from 10K to 1 million dollars, fast.

Invoices paid fast

Don’t wait weeks or months for invoices to get paid. Get them paid instantly.

Flexible facilities

Need a once off? Or a contract? The choice is yours when it comes to invoice finance.

High percentages

Our panel of invoice finance lenders offer higher percentages on the dollar.

Easy applications

Don’t get caught up in paperwork. Use our online portal to make an application and get started.

Dedicated consultants

A dedicated invoice finance consultant helps you through the entire process.

Client reviews

We are very proud of the service we provide and stand by every loan we issue. Read our testimonials from our happy customers.
Tom Davis

San Francisco, California

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Claire Silva

Kansas City, Missouri

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Tell us a bit about your business and your loan needs

We negotiate the best options for you based on your criteria.

Approved! Get ready to start spending the funds and grow your business.

The most frequent invoice finance questions answered

Stress less about invoice financing as our experts answer your questions

How much of my invoice can I finance?

We can finance $10,000 to $1 million in unpaid invoices.

Do I have to put up collateral?

No. The invoice is the security.

Why do businesses use invoice financing?

The lifeblood of business is cash flow. Businesses use invoice financing to speed up cash flow otherwise tied up in unpaid invoices. Instead of waiting 30, 60, or even 90 days for payment once services or products are rendered, your business can access 85% of the payment instantly, giving you more flexibility and peace of mind

What if my client/debtor doesn’t pay?

We reserve the right to enter into debt collection arrangements. We offer debtor insurance on all invoices so the risk is offset.

How much does invoice financing cost?

Invoice financing costs nothing up front. However fees are taken out of the factoring fee. Usually 15% of all invoices are kept in reserve to cover this factoring fee. Factoring fees can vary between 1% per week to 4-5% per week during the non-payment period.

How long does it take to get approved?

Typically, invoice factoring applications take about 3 to 5 days for assessment.

How soon will the cash be in your bank account?

Once invoices are entered into our system, they can be available within 24 hours.

Will my customers know I’m using invoice financing?

Yes. They will be paying the invoice back to us in full once it is due.

Do I need to get a contract for invoice financing?

No. We can tailor an invoice finance facility to your needs. We can factor your entire turnover, invoice some of your invoices (partial ledger) or have spot factoring, which singles out invoices for financing.

Do I have to pay fees?

Yes. A fee is charged at 3% per invoice. This may vary depending on your business credit history.

I am a single parent; can I apply for a cash advance?

Yes. We welcome all types of applications based on our eligibility criteria.



Whether you need $5k or $20m, we can get you the funds you need when you need it.


We compare over 70 lenders to find you the best possible rate for your financing needs


Setup your loan terms and a payment plan that suits you and your business.


With over 70 lenders, we can get you approved and funded quickly.


We compare over 70 lenders and even more loan options to find you the best solution.


Don’t let delays impact your business, find a solution in minutes and get funding fast.

Guides to maximising your invoice finance experience

Information and tips about invoice financing from Pure capital

What are the benefits of invoice financing?

There are many benefits to invoice financing and the number one businesses enter into invoice financing is smoothing out bumps in cash flow. Waiting for cash flow can cripple a business. They may not be able to pay their employees or order more inventory. Short cash flow can also restrict a business in how they can grow or take advantage of opportunities. It also frees up resources on staff, who may need to chase up invoices and other financial services.

How to maintain cash flow in your small-to-medium business?

Did you know it takes an average small business 14.4 days to pay an overdue invoice? This stretches to 18.2 days for larger businesses. For an SME, this can be an eternity. Figuring out your high-risk debt areas and working to minimising it can increase cash flow. The bottom line is driving more sales more often. Liquidating overstock inventory is often better than leaving it on shelves where it is costing you more

What is a factoring fee?

A factoring fee is the amount a lender takes to recoup the costs of lending money on an unpaid invoice. For a $100,000 invoice that fronts 85% with 15% in reserve, the fees are taken out of the $15,000. A NET 30 invoice may attract a factoring fee of 1% per week; therefore the $4,000 is taken by the lender (minus any processing fees) and the remainder is given to you. Sometimes, the factoring fee will be determined by the level of risk borne by the lender.

How to approach delinquent clients?

If you run a business, you have had to deal with clients who are late on paying invoices. How do you approach clients who are delinquent on their obligations? One step is to address the elephant in the room and prepare for implementing payment plans if necessary. Sometimes letters of demand and legal action are required. A second plan is to use invoice financing so the debtor arrangements are handled by a third party, which can ease strain on business relationships.






with our network of over 70+ lender.we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers





your farm loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.





with our network of over 70+ lender. we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers



We are connected member of finance Brokers Association of Australia (FBAA)


We use bank-level 256-bit encryption to make sure any information you share with us stays safe


our extensive security include traffic encryption, auditing, backups and encrypted signin information

Want to work together?

Get answers and advice from people you want it from. Pure Capital’s team of specialists will help you to design and create awesome finance packages for your business.

Brand's You Can Trust

We are accredited with the most lenders and insurers in Australia, giving you more options to compare and save!

Apply for a Invoice Finance.

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It takes just 5 minutes on the phone for us to get you on your way to a personalized business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.