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Our team are focused on achieving results from Property
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Simple loan, single vision, solid results
How does it all work?
Finding the right loan option to meet your
specific needs us to make sure you are heading
in the right direction.This will allow us
to minimise delays and get you on your
way sooner. Our experienced team of
brokers are here to assist you throughout
the process starting from an initial free
consultation to determine the best finance
& insurance products to meet your needs.
Once complete we’ll negotiate the terms
and agreements with our panel of over
70+ lenders and help you to source your
next asset or property purchase if you
haven’t already sourced what you want.
Once this is done, we finalise the
documents get them over to you and
arrange settlement within 72 hours*.
Our motto at Pure Capital is that “Simple
Loans combined with a single vision will
create solid results”. Our team are able to
create these results time and time again
through advanced technology platforms,
enhancing their ability to process
applications and negotiate with lenders, a
passion for business development and
finance industry experience that allows
them to support the best decision
available to meet your needs.
Calculate your Repayment
Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764
This calculator is powered by Pure Capital
Finance, credit representative number 512764
We’re experts in Finance.
Whether you're an established business owner or new to the market, it's important to find people who are willing to roll up their sleeves and work with you.
We cover everything from everyday banking, purchasing land, buying a business or financing machinery, vehicles and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your business.
What is Trade Finance?
Trade Finance is a form of working capital; the term commonly refers to the financing of cross-border, import/export transactions.
For an importer it means receiving funding in order to pay a supplier and allow time for the goods to be received, sold and turned into cash.
For an exporter it provides working capital until the overseas customer pays for the goods or services that have been delivered.
Exporters typically utilise export factoring or bill facilities as the primary means of financing overseas trading, which may be supported by a letter of credit to secure the transaction.
Our Trade Finance offerings include
Tradeline – A fast and simple line of credit helping businesses purchase goods
Import Finance – Helping businesses improve their purchasing power and cash flow with a complete, end to end funding solution
Export Finance – Providing business access to additional working capital and improving cash flow by advancing funds against export invoices
THE TRADE FINANCE ALTERNATIVE
Improve your purchasing power throughout global markets with a trade account. Pure Capital provides customers with a smarter trade solution when importing goods from global markets.
TRADE LINE’S CAN BE USED FOR
• Importing of goods for resale
• Supplementing existing trade facilities
• Assisting with the acquisition of imported plant and trade equipment.
WHY CHOOSE A TRADE ACCOUNT?
- Quick approval (usually within 5 business days)
- Less restrictive than other trade agreements
- Flexible repayment terms (up to 90 days)
- Does not affect banking agreements
- Can be unsecured, so no need for home as security
- Trade line is privately owned and independent of the banks
- Client focused, efficient, and flexible
- Backed by Debtor Finance with over 25 years of supporting Australian and New Zealand businesses.
HOW TRADE LINE’S WORKS
- Credit a credit application.
- Approval of application (usually within 5 business days)
- Agreements signed (importer and exporter)
- Goods shipped to destination
- Importer reviews Bill of Landing and accepts
- Exporter paid by Scottish Pacific Tradeline
- Importer pays Tradeline within 90 days.
HOW IT WORKS
Tell us a bit about your business and your loan needs
We negotiate the best options for you based on your criteria.
Approved! Get ready to start spending the funds and grow your business.
IMPROVE YOUR PURCHASING POWER AND ACCESS INTERNATIONAL MARKETS WITH PURE CAPITAL IMPORT FINANCE.
Pure Capital import finance provides clients with a range of smarter import finance and trade finance solutions when sourcing goods from global markets. We can arrange a cash flow finance solution that starts from the time orders are provided to overseas suppliers, through the manufacturing and shipping process, right up until the time payment is received from customers.
We can fund up to 100% of the cost of goods and provide risk protection against foreign exchange losses. Additionally, at Pure Capital we take the time to understand your business and this means our solutions generally do not require security over real estate. We offer a range of payment options including Letters of Credit, Documentary Collection and Telegraphic Transfer.
Pure Capital Import Finance delivers real solutions for importers! Talk to one of our Import Finance and Trade Finance specialists about a tailored solution that meets the needs of your business.
IMPORT FINANCE FAQ’S
Who can use Import Finance? – Import Finance can be used by businesses that import goods to sell to other businesses.
From what countries can goods be purchased utilizing Pure Capital Import Finance? – Import Finance can be used to pay for goods imported from almost any country.
What is the maximum term (tenor) allowed for Import Finance? – Import Finance is tailored to meet the specific needs of the business. However solutions can be structured to provide total funding solutions that encompass periods exceeding 180 days.
What type of goods can be imported using Pure Capital Import Finance? – Import Finance is specifically designed for importers of finished goods. However if the business is importing raw materials or components there are other options which can be tailored to meet the client’s requirements.
What security is required for Pure Capital Import Finance? – Import Finance is offered in conjunction with Pure Capital Debtor Finance. Generally no additional security is required.
Does Pure Capital offer an import finance option that does not include Debtor Finance? – Yes, Pure Capital has a range of trade finance options for all types of businesses including retailers.
How much does Pure Capital Import Finance cost? – Import Finance is very competitively priced. Interest is charged once funds are remitted to the overseas supplier until the amount is repaid and an Import Finance fee is charged based on the amount paid to the supplier. Fee levels vary depending on the client’s business and their requirements.
AN EXAMPLE OF HOW PURE CAPITAL HELPS IMPORTERS
Importer of ladies fashion accessories selling to boutiques across Australia and New Zealand.
Sources product from China, Italy and Spain.
Recently changed to Letter of Credit terms with suppliers meaning that deposits were no longer required improving cash flow significantly.
Pure Capital fashion accessories Orders are received from customers prior to arranging seasonal deliveries.
It can take up to 4 months from the time the client places the order with the supplier until the goods are landed in Australia. With customers paying on terms once goods are delivered, it can take up to a further 60 days to be paid. This means the client has a 180 day cycle between ordering the goods and receiving payment.
By combining Import Finance with Debtor Finance, We delivered a funding package for 100% of the cost of the goods combined with Foreign Exchange protection.
The client is growing quickly with the confidence of knowing that the import finance facility will support increased purchasing from overseas suppliers to support the growing sales base.
HOW IMPORT FINANCE WORKS
- Import Finance is flexible and can be tailored to meet the specific needs of a business.
- An example of the transaction process is as follows.
- Client receives an order from their customer
- Application provided to Pure Capital
- Import Finance transaction approved (letter of credit and currency protection initiated if applicable)
- Goods produced and shipped
- Supplier paid, and Import Bill created
- Goods landed, cleared and delivered to customer
- Import Bill repaid from Debtor Finance proceeds
- Customer pays and Debtor Finance cleared.
THE BENEFITS – GET FUNDED WITH PURE CAPITAL
LOANS BETWEEN $5K-20M
Whether you need $5k or $20m, we can get you the funds you need when you need it.
We compare over 70 lenders to find you the best possible rate for your financing needs
Setup your loan terms and a payment plan that suits you and your business.
With over 70 lenders, we can get you approved and funded quickly.
OVER 70 LENDERS
We compare over 70 lenders and even more loan options to find you the best solution.
ANSWER IN 2 MINUTES
Don’t let delays impact your business, find a solution in minutes and get funding fast.
ADDITIONAL WORKING CAPITAL AND TECHNICAL SUPPORT FOR OVERSEAS TRADING.
Pure Capital export finance Australian and New Zealand based SMEs are increasingly creating opportunities to sell their products and services into overseas markets, which is driving demand for additional working capital solutions. Pure Capital can provide funding against invoices raised on overseas customers through our export finance facilities, making it easier to trade on open account terms.
- Funding against completed sales to overseas customers
- Make it easier for customers to buy from you; offering open account terms
- Flexibility to raise invoices in AUD, NZD and USD to customers in over 20 approved countries
- International trade support from our specialist Trade Finance team
- Independent checks on new and existing overseas customers
QUICK QUALIFYING CRITERIA
- Export finance will be linked to a domestic debtor finance facility
- Individual overseas debtors will be assessed for credit worthiness
To approved countries only
- Overseas receivables may comprise up to 30% of total receivables
Additional terms and conditions apply
WHY CHOOSE PURE CAPITAL
GET TO ‘YES’
WE HAVE A BUSINESS LOAN FOR EVERY AUSTRALIAN BUSINESS
with our network of over 70+ lender.we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers
GET THE RESULT YOU DESERVE
EASILY COMPARE BUSINESS LOAN RATE, TERMS & FREE FOR FEES!
your farm loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.
TRUSTED EXPERT IN YOUR CORNER
UNDERSTAND YOUR BUSINESS LOAN OPTION TODAY & UNLOCK BETTER TOMORROW
with our network of over 70+ lender. we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers
INDUSTRY RECOGNIZED & SECURE
We are connected member of finance Brokers Association of Australia (FBAA)
We use bank-level 256-bit encryption to make sure any information you share with us stays safe
our extensive security include traffic encryption, auditing, backups and encrypted signin information
Want to work together?
Get answers and advice from people you want it from. Pure Capital’s team of specialists will help you to design and create awesome finance packages for your business.
Brand's You Can Trust
We are accredited with the most lenders and insurers in Australia, giving you more options to compare and save!
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It takes just 5 minutes on the phone for us to get you on your way to a personalized business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.