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We take care of the search, assessment & approval so that all you need to do is sit back and relax

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Our team are focused on achieving results from Property
purchase to Commercial equipment and livestock loans


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compare multiple lenders and save on your finance with Pure Capital

Compare lenders can help you to get great rate and save thousands ! compare Australia top lenders and save today !

Simple loan, single vision, solid results

How does  it all work?

We review your situation, identify the best products and get an approval in 24 to 48 hours*

Finding the right loan option to meet your
specific needs us to make sure you are heading
in the right direction.This will allow us
to minimise delays and get you on your
way sooner. Our experienced team of
brokers are here to assist you throughout
the process starting from an initial free
consultation to determine the best finance
& insurance products to meet your needs.
Once complete we’ll negotiate the terms
and agreements with our panel of over
70+ lenders and help you to source your
next asset or property purchase if you
haven’t already sourced what you want.

Once this is done, we finalise the
documents get them over to you and
arrange settlement within 72 hours*.
Our motto at Pure Capital is that “Simple
Loans combined with a single vision will
create solid results”. Our team are able to
create these results time and time again
through advanced technology platforms,
enhancing their ability to process
applications and negotiate with lenders, a
passion for business development and
finance industry experience that allows
them to support the best decision
available to meet your needs.

Calculate your Repayment

Comparison Rate: [5.8% p.a.]#
This calculator is powered by Pure Capital Finance, credit representative number 512764
What you need to know about this estimate – *Fees and charges are payable.
#Comparison rates are calculated on a secured loan of $50,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
This calculator is powered by Pure Capital
Finance, credit representative number 512764

This calculator is powered by Pure Capital
Finance, credit representative number 512764

Pure Capital's
Loans Products

We’re experts in Finance.

Whether you're an established business owner or new to the market, it's important to find people who are willing to roll up their sleeves and work with you.

We cover everything from everyday banking, purchasing land, buying a business or financing machinery, vehicles and operations expenses. Our solutions can provide you with the versatility you need to help manage your business and grow your business.

Competitive unsecured business finance

Flexible finance for your modern business

Got big plans? Get flexible funding

When you need to take your business to the next level, be it with more inventory, hiring staff, or taking on new competitors, it’s likely (and safer) to use long-term liabilities to achieve long-term goals.

Amortizing (paying off in installments) your liabilities with an unsecured business loan can free up cash flow for the day-to-day and help your business excel. With a specialized business consultant helping you through the process, you and your business can find flexible funding from over 70 of Australia’s leading business lenders without a security or existing assets.

Save time and money

When it comes to unsecured loans for small business, banks often say no; or they make you jump through hoop after hoop to get approval. With a Pure Capital business consultant on your side, you can gain approval faster. This means you can pounce on a new opportunity or get cash flowing immediately.

We offer overdrafts, lines of credit,cash flow loans, invoice financing, traditional unsecured business loans, and much more. In many cases, your business loan can be approved in as little as 24 hours.

We offer overdrafts, lines of credit, cash flow loans, invoice financing, traditional unsecured business loans, and much more. In many cases, your business loan can be approved in as little as 24 hours.

Get to the next level with unsecured business loans

We use our extensive experience in bad credit car loans to help you gain approval. You get a personalised consultant from start to finish.

Fast turnaround

Need to seize a quick opportunity? We can approve most business loans within 24 hours, giving you a head start.

Unsecured loans

Unsecured means you don’t need to put up collateral. This gives you the flexibility to borrow without buying new assets.

Wide range

We find the best unsecured business loans from dozens of premium lenders fighting for your business. Borrow from $5,000-$250,000.

Flexible terms

Terms that range between 3 to 24 months. Do you run a seasonal business? We find loans that suit you.

Dedicated consultants

Your consultant is your point of call for all your business loan needs, helping you through the application process in a clear to understand way.

Limitless products

We offer a range of business credit products to help you including lines of credit, overdrafts, and invoice financing.

Client reviews

We are very proud of the service we provide and stand by every loan we issue. Read our testimonials from our happy customers.
Tom Davis

San Francisco, California

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Claire Silva

Kansas City, Missouri

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Tell us a bit about your business and your loan needs

We negotiate the best options for you based on your criteria.

Approved! Get ready to start spending the funds and grow your business.

Get answers to your unsecured business loan questions

Find out more about unsecured business loans and products

What is a security? What does “unsecured” mean?

Unsecured loans are loans that are not necessarily financing an asset purchase, such as a car or equipment. This means the loan has no security, or collateral. Your business does not need assets to apply, but may have to pay slightly higher interest rates compared to a secured loan.

What is a line of credit?

A line of credit is a standing amount of credit a business can access at a time of their choosing. It is not a loan as there is no fixed term, and a business can draw on the credit or repay the facility at any time.

What is an overdraft?

An overdraft is a type of credit that acts as an extension of your cash – for example, a business can pay from their transaction account even if it does not have a positive balance. The overdraft must be paid back with interest, however.

What is a factor rate?

A factor rate is a type of interest rate applied to cash advances and other short-term credit products for business. Factor rates are expressed as a decimal. You can figure out the factor rate by dividing the financing cost by the loan amount. A $50,000 cash advance with a factor rate of 1.1 over 12 months will give you a repayment amount of $55,000. These can be complicated – ask your consultant for more information.

I run a seasonal business. Can I apply?

Yes – we provide unsecured business loans to seasonal businesses and can package repayments according to your business needs.

Is a business loan the same as a chattel mortgage?

No – a chattel mortgage is a type of secured loan that uses an asset purchase (car, equipment, etc.) as security.

Can I claim tax back on interest and depreciation?

Yes – business can claim the GST back on purchase price and tax deductions on depreciation and interest payments on loans for equipment and vehicles.

Can I apply with bad credit?

Yes – we work hard to find unsecured business loans for businesses with bad credit. See our bad credit commercial loan for more.

Can you lend to a sole trader?

Yes – provided they have an active ABN or ACN. Individuals will need to apply for a personal loan instead.

Is my information secure?

Yes – we follow strict privacy guidelines and use only high-encryption servers.



Whether you need $5k or $20m, we can get you the funds you need when you need it.


We compare over 70 lenders to find you the best possible rate for your financing needs


Setup your loan terms and a payment plan that suits you and your business.


With over 70 lenders, we can get you approved and funded quickly.


We compare over 70 lenders and even more loan options to find you the best solution.


Don’t let delays impact your business, find a solution in minutes and get funding fast.

Your helpful guides to unsecured business finance

Know even more with our guides to unsecured business finance

The two kinds of invoice financing

Invoice financing is a flexible funding option available to business. A bank or lender pays out close to the full amount due on an invoice, which means a business has working capital instantly instead of waiting for payment from a third party (which can extend out to 90 days or more in some cases.) Lenders can pay on a contract basis or “pay as you go.” Some contracts may lock you in for 12 or more months. Other “pay as you go” providers may take a greater percentage of the final amount. Either way, they do help cash flow faster.

Why borrow? Follow the “OPM” rule

If your business is starting out or looking to expand, you should refrain from using your own short-term profits to buy long-term assets. According to the ACCC, this is the most common reason for small business failure. The best way to increase your own profits is to use the “OPM” rule – “other people’s money.” Getting investors in the private sector is difficult, and you may have to sell shares of your business to attract the funding. A loan does not require you to give up shares, and you pay off a loan over time at a fixed cost, that also lets you plan ahead.

What do I need to be approved?

We live in a digital age and in many cases, we can use our accounting software such as MYOB, Xero, and others to gain approval for unsecured business loans. If your business doesn’t use cloud accounting, you may have to submit financial statements, balance sheets, or profit and loss statements the old-fashioned way. In some cases, unsecured business loan products are restricted to new businesses. Businesses that are fewer than six months old will find it hard to gain approval for business loans and lines of credit. New businesses may be eligible for chattel mortgages or hire purchases, as they are a type of secured loan.

Overdrafts, lines of credit, and more

To free up working capital to ride out short-term cash flow problems or seize flash opportunities, a business can apply for overdrafts or lines of credit. An overdraft is attached to your business transaction account. The overdraft comes into effect if your balance goes into negatives. This way you can keep spending to cover wages, sudden expenses, etc. A line of credit is not linked to your account, and can be accessed at any time. Both require your business to pay interest on your borrowed amounts, however.






with our network of over 70+ lender.we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative business loan providers





your farm loan option’s are tailored to you by compare your business information against real credit criteria provided by our lenders.





with our network of over 70+ lender. we are the only Farm Loan Marketplace in AUSTRALIA with option from banks and alternative options loan providers



We are connected member of finance Brokers Association of Australia (FBAA)


We use bank-level 256-bit encryption to make sure any information you share with us stays safe


our extensive security include traffic encryption, auditing, backups and encrypted signin information

Want to work together?

Get answers and advice from people you want it from. Pure Capital’s team of specialists will help you to design and create awesome finance packages for your business.

Brand's You Can Trust

We are accredited with the most lenders and insurers in Australia, giving you more options to compare and save!

Apply for a Unsecured Business Loans.

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It takes just 5 minutes on the phone for us to get you on your way to a personalized business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.